Four important ways to gain a cold personality

 Tips for financial freedom

The first tip towards financial freedom, let's start with a balance.

The first advice is the rule of the rich, always invest in assets, while the poor invest in banks, means he puts his money in Banks.
What is the exchange in liabilities or banks 
These are things that you pay money for, but you don't benefit anything, for example, you buy a car, you bought a car and use it for consumption, you rent a house, this is consumption, you buy clothes, this is consumption of anything in life, consumption, not an investment site, and it won't return to you.
With profits, they are consumption. Investing will have returns
If we consider this article a course, this course is alive, it increases your skills in the field of how to invest, if you apply the tools in this course that will benefit you, then you are investing, I think in assets, which are very great assets on the occasion of Motorola, a study was done on investing in training its employees in the field of soft.
Any negotiation management, etcetera, the study found that every single dollar spent by Motorola on employees in their skills training 
The soft returned it for 33 dollars.
It means a great benefit even financially, so consider that training is an investment,but what kind of training Investment is what benefits you, not any training, and that's how life is, always why you buy, spend a lot, and the rich do that, and you find a very rich one, you will find him comfortable and his legacy is guaranteed, why Because he knows that most of his spending on assets will not lose in them, he sells them, and the higher their prices he sells, for example, lands, real estate, whatever companies he invests in and buys shares that benefit him, he understands exactly where he spends his money, and he knows exactly that these assets will protect him, we need to think this way.

You have the necessary money, you own assets, the first step to getting rich, you own assets.
The ownership of assets is extremely important for individuals and companies, namely 
The long-term wealth plan.
There are people who have become rich because they have been able to reduce expenses, so pay attention to this issue, I will now give you the equation of how to divide expenses as advice I mean, my first advice to you is take it as a rule, you need to save monthly and save at least 20% of your monthly salary.
Of course there are many tips who tell you if 1% or 5% this Gradation.

There is a problem, people think that saving is to leave money in cash in the bank, no, saving is investing in assets, whenever you save money buy assets this asset will grow, and its value will increase, buy an apartment, buy land, buy anything that will benefit you, put shares in 
.A very safe portfolio, a very, very safe investment portfolio.
 You have stages of transition in financial freedom and wealth, and these stages do not mean at all that the second stage is better than the first stage, no, everyone adapts to a certain stage, but for those who want to get rich, they have to move, and try to move to the second stage, but moving is necessary to be consciously and maturely, not out of stress and motivation, start with the first level of wealth, the first level of freedom.
.Finance is saving, then we move on to the next stage
Dealing with money consciously, and dealing with your journey to financial freedom consciously, you have to get very tired to learn these laws, always learn to start  
.With what you have learned and start applying already.